An easy way to save on credit card interest is not to pay interest at all. Just spend only what you can afford and pay it off in full each month and you will NEVER pay a cent of interest ever! And you still get all the rewards your credit card offers!
For shrinking your cell phone bill, I'd highly recommend going with a prepaid provider. I switched from Verizon, where my smartphone bill was over $90/month to Page Plus, where I can get the exact same services on the exact same network for only $30/month. I probably should feel guilty about how little I'm paying, but it does feel pretty nice to stick it to Verizon!
I spend a lot of money on tea, coffee, and snacks when I'm at school and generally anytime I'm out of the house. To save money I keep some tea bags in my purse and most places on campus, grocery stores and bodegas will give me free hot water. It doesn't work with coffee unless you pack instant (which I'm not a fan of). I try to keep snacks on hand, but that is hard too. The most I manage to do is pack a baggie of mixed nuts and dried fruit. Overall this saves me anywhere from 35-80 dollars a week.
Thanks for a really helpful and realistic article! I just moved and this was a good reminder to sign up for a library card so I can borrow ebooks.
Save on your smartphone - big carriers charge an arm and leg - sometimes two legs for smartphone service. Along comes Republic Wireless offering a $19 a month service plan for their smartphone - $19 for unlimited talking, text and data. The phone uses both Wi-Fi and cellular - we've already started saving big bucks.
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