Melissa & Doug Stamp Set Wish

Hello, Hello!

Yes, you are here to donate money to a bunch of well deserving kids, right? If not then leave! Oh, I get it..you want to make sure it's legit and all, correct? Sure, I will slow my roll and tell you more about these kids.

The school is located in Fuquay-Varina, N.C. and it is Herbert Akins Road Elementary. My daughter's Pre-K class have started a wish list and they would like to have the Melissa and Doug Stamp Set.

Donate ANY amount.

Why should you stop and donate money to a bunch of 4 year old's? Why not! Please donate.

In Case You Missed It...: Are You Looking For Greater?

In Case You Missed It...: Are You Looking For Greater?: That is a question to you dear reader of this blog post, because it is due to you. Greater than you expected, could ever dreamed upon, more...

Are You Looking For Greater?

That is a question to you dear reader of this blog post, because it is due to you. Greater than you expected, could ever dreamed upon, more than a hunch real positive life results. So be on the look out for greater than expected happenings from now on in you walk called life.

Safe and Edible Glow Water At Bath Time?

I found this eye opening visual on a site called http://www.funathomewithkids.com So what does it take to get a great glow? To view pictures and find out more click me

Imma Gonna Praise God Anyways....

Come and join in...Praise Him In The Middle Of It!!!

What ever the situation is God has a way out of it.

Please click a share button below this post to declare to the enemy: "Imma Gonna Praise God Anyways!!!

Let's Honor God For His Saving Power!

Feel Him in this atmosphere right now....His presence is with you, He's here to touch you to heal you. He's here to lift your heavy burdens..what a Mighty God we serve therefore take this time to honor God for His keeping power. I thank God today for the live action of you reading this post along with others who heard their Lord calling out to them. God wants you to know that He is the one who satisfied your heart to the truth, gave you an opportunity to say yes to His will and He is glad that you said yes. Please go and distribute this bread portion of life and confirmation to the masses today. Be blessed.

Donate Money To A Worthy Cause Today

When was the last time you donated money to a worthy cause? First chance you get, do it.

Entrepreneur Savvy: Be Well-Advised To Be Very Careful About How You Are Handling Money

If anyone tries to get you involved in something at your own expense, refuse; there may be many hidden factors involved that don't appear on the surface, but will be revealed in the moments that make up today. Don't make any major purchases without thoroughly checking out the marketing and advertising claims first. Avoid a temperance of gambling.

Today's Concentration: Think About What You Would Like To Do

And get some practice doing it.

You might have gotten an inkling of a positive change that's going to come, and now is the time that you need to start maneuvering yourself into a position from which you can get what you want.

Act quickly and without question for short-term victories, but keep your longer term "What would like to do" goal in sight in the moments that make up today. This is not a day for trusting in luck, chance or counting on that your energetic or financial reserves will answer.

Before Correction Becomes Impossible

Whether you've waited too long or moved too soon, today you can make up for a missed opportunity by repairing the damage. Don't worry if you missed an appointment or a chance to do something important about a problem yesterday, the same energy is continuing today that will let you correct things before correction becomes impossible.

Revealed Source of A Lot of Negativity In Your Life

Be careful not to get carried away by your own importance...it could lead to friction with neighbors, at work, at home, or close relatives.

Art and Crafting Your Way To More Money Working From Home

You are prepared to make it happen.

Because in order for you to get the satisfaction of art and crafting your way to more money working from home designing early educational resources has for you, you have to go beyond expecting working from home to just give you a magical way and be renewed in the temperance of your mind. So, you can embrace what working from home has for you.

It is happening now.

You just didn't come by to read this message because you needed something to do, no your presence in here is an indication that you have made up your mind that you cannot waste this opportunity.

Nothing just happens.

You have to make it happen.

Leave your email address below for more info on how to art and crafting your way to more money working from home designing early educational resources within 24 hours.

You Can't Control Everything, But You Can Be Prepared For Most Anything

Flexibility and adaptability are your keys to success so with this in mind, make sure that "plan B" is in place, and that it has enough room to change when necessary.

You Are At Your Best When Solving Domestic or Family Problems When...

You avoid the irrelevant details and don't get caught up in the emotional aspects of these issues.

Don't Procrastinate; You May Choose Too Late and Lose Your Opportunity

You may have to adjust for electing one of your many choices on a trial basis and going with it unless you are willing to stay trapped in current indecision. You may have to take the wheel and make a choice for people who are full of hesitation and doubt in their attitude about you.

Impulsiveness Could Cause Trouble...Use Extreme Caution

When it comes to daily financial transactions that is.

Take opportunity to bring this financial issue to a conclusion today so that you can focus on the future. In return, it is likely that you'll be coming to the end of a difficulty rather than finding the beginning of one. Use extreme caution in all your financial transactions today; impulsiveness could cause trouble such as problem with unexpected bills arriving and issues concerning your cash flow. Give attention to your financial problems, issues and most likely increase in cash flow is ahead.

Work At Home: Designing Resource Tools For Early Education

I think this area in the work at home industry is one of the most underrated subjects when it come to finding a secure way to generate substantial income from home. Resource tool designing for early education is not only a great way to make money from home, it is cost effective and not time consuming when you learn how to, remember this. Plus, repeat business is a high within this work at home area and also the advertising and marketing outlook is very appealing to the search engines, article writing, blogging and selling on sites like eBay and craigslist for customers wanting buy and pick up locally saving on shipping cost which means more money in your pocket and in your customers pocket to buy from you again.

Obama Not Rushing, Instead Israel Is

"Israel is determined to prevent the transfer of chemical weapons or other game-changing weaponry by the Syrian regime to terrorists, specially to Hizbullah in Lebanon," an official from the Israeli Embassy in Washington told Fox News. Read more

A premature US response could jeopardize Washington’s credibility in the region, read more

Tamerlan Tsarnaev's YouTube Profile: Subscriber Count Increasing Daily

Confirmed suspect sought in Boston Marathon bombing, Tamerlan Tsarnaev Youtube account is growing steadily, for a dead man. Friday's count was 1,121 subscribers and today it's 1,144 the latest number. Here's a link to his YouTube profile.

More news: Japan's $22 Billion Nuclear Plant Building Deal In Another Active Earthquake Zone

Japan's $22 Billion Nuclear Plant Building Deal In Another Active Earthquake Zone

According to Turkish news agency Anadolu reported Turkey and Japan have assent with another to a $22 billion deal to construct a nuclear power plant in Turkey. Eastern Turkey has a history of deadly earthquakes therefore, the reactor will be built in Turkey's northern Sinop province, on the Black Sea. Read more

More news: Tamerlan Tsarnaev's YouTube Profile: Subscriber Count Increasing Daily

Kids Get Help To Chemo From A Bittersweet Source

"No child should miss their cancer treatment due to lack of transportation," Nares says.

Richard Nares organizes free transportation to the hospital for low income children with cancer. Reliable, affordable transportation is a must when it comes to cancer treatment and a vast number of poor children and their families are dealing with this dilemma. Read more about this heart touching story about a CNN hero

Can't Decide If This Is Weird or Cool.....Help!



It's a "Spock Ear Funny Skin Sticker Decal" for your iPhone. Price check

Comment down below if you think weird or cool?

Beware of Seemly Valuable Online Advice About Saving Money

For most kinds of purchases, you can get valuable advice and comparisons on the internet. Ask family or friends which online sites they think are helpful, or you can use a search engine like Google or Yahoo. Plus,  become alert and very aware that much information you seek and find online is often biased and one sided. Take notice because a high quantity of websites list only products or sellers that that pay to advertise there. Rather before buying anything on the internet, check several websites and make sure you are getting a fair deal.

Related Stories
Spend Less By Sacrificing, Painlessly

Spend Less By Sacrificing, Painlessly

From eating out less to buying fewer clothes to cutting back on vacations, saving through sacrificing can be yielding, but painful. So if you are seeking for methods to save money, start why not with money saving tips that are rather pain-free?

Cut spending without major changes to your quality of life is the heart of the objective so start with the familiar, get healthy.

As someone who has struggled to stay fit, I take note that eating healthy and staying in shape is easier said than done. Rather for those who are in good shape, individuals can save a considered amount of money on life insurance and individual health insurance plans. Pus as an added incentive, you will feel better and have more energy.

 A good credit score can save you a small fortune.

Home loans and car loans to credit cards and auto insurance, a good credit score is arguably the most important method to painlessly save you money.  The savings can easily reach tens of thousands of dollars over your lifetime.

Shop online.

Many retailers offer special discounts to online shoppers;  virtually every company that sells products or services online offers promo codes, discounts, or coupons. Make sure to search the internet for deals before buying planned purchases.

Related Story: Budgeting To Save Money


Tamerlan Tsarnaev's YouTube Profile

Authorities are now confirming the two suspects sought in Monday's Boston Marathon bombing are two Russian-born Chechen brothers, Tamerlan and Dzhokhar A. Tsarnaev. Tamerlan, the older brother, is dead. Here's a link to his YouTube profile.

Somebody Out Here Knows These Individuals, Suspects In Boston Bombing

The current U.S. news report by NBCnews.com states that "FBI releases video of two 'dangerous' suspects in Boston bombing." The images show two men in baseball caps who were seen walking together through the crowd.

One of them was seen putting down a black backpack at the site of the second blast in Monday's attack, minutes before an explosion.

"Somebody out there knows these individuals…though it may be difficult, the nation is counting on those with information to come forward and provide it to us,” Boston FBI Special Agent in Charge Richard DesLauriers said at a Thursday briefing.

"We consider them to be armed and extremely dangerous," DesLauriers said of the men. "No one should approach them...If you see these men, contact law enforcement." Read more

Hope Lingers: Five Volunteer Firefighters Still Missing, Texas Plant Explosion

"5 to 15 estimated dead in Texas plant explosion..." stated from WSMV.com news report. The fire call came in at 7:29 p.m. CDT, according to Swanton. The explosion was reported at 7:53 p.m.

"On my way in I saw homes that were burning, homes that had significant devastation, bricks were torn off," Swanton said. "It was almost tornadic in effect."

Many people were injured at a nearby nursing home, which was heavily damaged by the blast.

"Most of those people were being evacuated," Swanton said.

Several building fires located near the fertilizer plant have also been reported, and many are still burning. Other buildings on fire include a school, according to KWTX. An apartment building was severely damaged. Please keep the people involved in your positive thoughts.

Do You Have A Mind To Change?

Wait for an answer.

If you said no, then you have until midnight to dump out:

All pettiness

All malice

All confusion

All blaming other people for your mistakes...

You have until 12AM to get rid of very poison that is hindering you and every inflexibility that is stopping you from having a mindset for change. Welcome a new lifestyle for yourself.

You Feeling It?

Negative thoughts - negative actions - hurt us all.

Sometimes it is not possible to escape - when people around us - people we work with - groups of people - a foreign country
Yes it all effects us at some point.

Everything in the Universe including us is energy - we all have an energy field that surrounds us - a good example of this is standing in the checkout at the local market. All at once you feel something and turn around to see someone behind you - NO you don't
have eyes behind your head - rather that person just invaded your energy field.

There are two kinds of energies, physical and non-physical. Our bodies, homes, businesses, and all the things we can see with our eyes in the physical universe are made up of physical energies. Non-physical energies are energies that most people cannot see. Although we cannot see non-physical energies, we can feel them, and non-physical energies DO affect us. Thoughts, feelings, emotional energies, our body's natural energy fields, our spirit, our soul, angels, demons, and all spirits, including your spirit guides, are made of non-physical energies.

Negative emotional energy is a non-physical energy that every person and spirit generates. We also generate positive emotional energies. Positive emotional energies are good for us. Negative emotional energies are not. Anger, fear, joy, surprise, disgust, love, disappointment, blame, hostility, anticipation, optimism...these are all emotional energies. The emotional energies that make us feel bad are negative emotional energies. The emotional energies that make us feel wonderful are positive emotional energies.
Whether you know it or not, negative emotional energies affect you
Whether you have the ability to sense and feel negative emotional energy or not, negative emotional energy will have an affect upon your life. There are emotional energy fields in and around each one us, and in our living and working environments. Whether we are aware of it or not, we easily "pick up"emotional energies from people we live and work around, or from the places that we visit. This daily intake of both negative and positive emotional energies has an effect on our bodies, minds, spirits, and even our personalities and moods.


It is unrealistic to think that we can rid ourselves or the world of negative, but a good balance is important in our business as well as remaining healthy.

So take a moment and smile, compliment someone, try to find the positive in situations and not the negative.


There is Nothing You Need To Do To Deserve Happiness

There are no 'minimal requirements' for you to fulfill before you can claim happiness. You deserve happiness simply by virtue of having been born. That's it. Nothing more is required. Be happy.

You can't rid the world of sorrow, but you can choose to live in joy.

Sorrow is with us not because we are bad at stopping it, but simply because it's part of being human. What matters is not whether good or bad things happen - both will, but your relationship to them. Just think back over the last 24 hours, - what had you taken hard that you could have taken lightly?

How bad things may look right now means nothing, - it's how good they can be with God's help that counts.

In life you can absolutely count on one thing, - everything can turn around in one day, in one minute sometimes. Don't you dare to give up, - you might be a moment away from a windfall.

Start Your Day With A Positive

It is amazing how far you can go when you are not blinded by your own perceived limitations....



"The more grateful I am, the more reasons I find to be grateful." Believe.

Why Your Life Been Going In Circles

"Things" start in spirit. Allow me to demostrate: See your shirt, touch your shirt, it did not start out as a thing. It started out as a spirit. It was an idea, then the idea became a drawning. Then the drawing became a pattern and the pattern became a shirt and you became a customer. Now you have a shirt. Althought your shirt did not start with fabric, it started with a thought. If you can get it into your spirit, then you shall have it....

You are a product of your thinking; you become what you think, remember this and be well.

UNCONDITIONAL LOVE?

Now let's Be Really Honest- Unconditional Love Is Not Obtainable! ACTUALLY UNCONDITIONAL LOVE IS THE WRONG GOAL TO HAVE...

I see it everywhere in the spiritual community. Unconditional love towards everyone and that will solve the problems of the world. Remember the 60"s? Wasn't that the goal unconditional love. A lot of people tried to obtain it and there was still a war, severe drug use, and other issues to tend with. Through trying to obtain unconditional love created more tension. It became "were right and you are wrong". It became about forcing a belief that love is the answer onto other people. It created resistance.

The reason why I am writing this blog because this fantasy of unconditional love is another dishonesty that removes people farther from their true self. People do not even love them selves unconditionally so how can we love everyone else without conditions.

HOW PEOPLE DO NOT LOVE THEIRSELF UNCONDITIONALLY.....

1. Not happy with your looks. You know wanting a little plastic surgery, to lose weight, wear better clothes,etc. That nit picking that we do about ourselves is the farthest that we can get from unconditional love. Yet, we outsource looking for validation that we are worthy through a relationship or hoping that someone will compliment our looks so that we can temporarily feel good about ourselves.

2. When we call ourselves stupid or downplay our intelligence because we are uncomfortable with where we are academically,etc. you know how we constantly call ourselves a failure because we have not achieved all that we desire.

3. Not being grateful and thankful for where we are at today. We are always looking for tomorrow to be that magical day that we will feel better. FEEL BETTER TODAY!

4. Trying to be a perfectionist. When we set up an imaginary standard for ourselves that is no where near being obtainable. Then we are actually shocked when we do not measure up to our definition of perfection.

5. Stating that we can not be happy single. Always looking for love to validate us. We need to look for love once we validate ourselves. Then you will have the perfect love because it is the love that you are vibrating to the universe that you will receive in return. Do not ask someone to tell you that they love you if you are not willing to look in the mirror and tell yourself that you love you.

I could go on and on about how we forget to love ourselves unconditionally. Now I will talk about how it is impossible to love another unconditionally.

Every person has unspoken and spoken terms and conditions that they expect from others. This is the start of conditional love. When we are in a relationship, we have decided how we want to be treated by our partner. When the partner fails to meet our expectations, we fall out of love with that person or we are hurt by them. Well, if you love your partner unconditionally, it would not matter how they treated you, you would not have any expectations and you would love them unconditionally. THAT AIN'T REALITY! We naturally have conditions. Society has conditions on how we should be treated in a relationship. We naturally do not let people walk all over us. That is what unconditional love is. NO BOUNDARIES! People do not live that way and they should not.

A LIST OF OTHER CONDITIONS PEOPLE NATURALLY HAVE....

1. We love our friends and family only if they are treating us well.

2. We like our job as long as we are validated on the job with fair pay or compliments from the boss. No one works for free and puts up with an abusive work situation too long.

3. When people are rude to us, we defend ourselves. Unconditional love means loving the person even as they are abusing you.

4. We do not love pedophiles conditionally or unconditionally.

5. When we are a victim of crime, we do not love our perpetrator.

6. We even get mad at God when we do not get what we want. We even have a conditional relationship with our creator. How lovely. Even God does not receive our unconditional love so how can we give that to a person.

SOLUTION TO UNCONDITIONAL LOVE..............
Work on self acceptance that it just does not matter how we feel about what other people are doing. We even stop caring if people like us.

1.Study Byron Katie's work. She can help you peel off the layers and let you see who you really are. Her work will stop the need to outsource for acceptance.

2.Meditate this will free up the noise in your head. You will get a better perspective of yourself.

3.Accept how you look. ACCEPT YOURSELF PERIOD!

4. Be grateful.

5. Stop trying to fit into a perceived metaphysical perception of how " enlightened " people shouldbehave. There is no gold standard for how a spiritual person should behave. YOU ARE HUMAN FIRST ANDYES YOU HAVE FLAWS! Love those flaws.

6. If you do not like a person. Investigate why. It is usually because there is a part of you that needs to be dealt with and that is ok. You do not have to like anyone but at least you can know why you do not like them.

OFCOURSE BEST TECHNIQUE IS THE MIRACLE THAT CAN REALLY BALANCE YOU EMOTIONALLY, PHYSICALLY AND SPIRITUALLY!

Your Perspective: In 37 Seconds, Experience A Paradigm Shift

Two men, both seriously ill, occupied the same hospital room.

One man was allowed to sit up in his bed for an hour each afternoon to help drain the fluid from his lungs.

His bed was next to the room’s only window

The other man had to spend all his time flat on his back.

The men talked for hours on end.

They spoke of their wives and families, their homes, their jobs, their involvement in the military service, where they had been on vacation..

Every afternoon, when the man in the bed by the window could sit up, he would pass the time by describing to his roommate all the things he could see outside the window.

The man in the other bed began to live for those one hour periods where his world would be broadened and enlivened by all the activity and color of the world outside.

The window overlooked a park with a lovely lake.

Ducks and swans played on the water while children sailed their model boats.. Young lovers walked arm in arm amidst flowers of every color and a fine view of the city skyline could be seen in the distance.

As the man by the window described all this in exquisite details, the man on the other side of the room would close his eyes and imagine this picturesque scene.

One warm afternoon, the man by the window described a parade passing by.

Although the other man could not hear the band – he could see it in his mind’s eye as the gentleman by the window portrayed it with descriptive words.

Days, weeks and months passed.

One morning, the day nurse arrived to bring water for their baths only to find the lifeless body of the man by the window, who had died peacefully in his sleep.

She was saddened and called the hospital attendants to take the body away.

As soon as it seemed appropriate, the other man asked if he could be moved next to the window. The nurse was happy to make the switch, and after making sure he was comfortable, she left him alone.

Slowly, painfully, he propped himself up on one elbow to take his first look at the real world outside.
He strained to slowly turn to look out the window besides the bed.

It faced a blank wall.

The man asked the nurse what could have compelled his deceased roommate who had described such wonderful things outside this window.

The nurse responded that the man was blind and could not even see the wall.

She said, ‘Perhaps he just wanted to encourage you.’

Epilogue:

There is tremendous happiness in making others happy, despite our own situations.

Shared grief is half the sorrow, but happiness when shared, is doubled.

If you want to feel rich, just count all the things you have that money can’t buy.

‘Today is a gift, that is why it is called The Present .’

THANKS TO OUR FRIENDS AT: ManifestMastermindBlog.com

Love vs Fear

There is an old saying that love heals all - but that is false for many reasons. Love is defined differently for each person so love is not a universal feeling therefore, there is not a universal definition for love. Love is just a perception and its truth is different for each person.

I hear all the time from many of my callers that when a person likes or loves someone that they will......... pursue, respond and verbalize their feelings. I have to say that so many people are afraid when they are in a love relationship and that causes them to be quiet and to just do nothing. Yes! Someone can like you and do nothing about it.



WHY?............
When we say that a person should act a certain way that is our standards and not the universal standard or perception. For a lot of people, love becomes over shadowed by fear. Fear of love, acceptance, being hurt, past traumas,etc. It all comes to the surface when we start to have feelings for someone. The truth is that people do put their feelings first. Love does not conquer all! If a person is afraid, they can sit quiet and analyze for a long time before they express their feelings.

Love is too vulnerable of a feeling for some people. Love does not make the pain of the past disappear. Deciding to heal the past and get rid of the fear is what makes things better.

Remember your definition of love is your perception and please leave room for the person you are interested in to be their self. It will ease the stress of the situation by ending the need to have an expectation met that is not reasonable for the other person to meet.

How To Do The Ingenious With Rice, Who Knew?

Dry water soggy gadgets with rice!

If your much needed iPhone takes an unexpected swim in the washer machine, Do not count it as total lost just yet. Lots of people have had success in reviving their tech gadgets with rice. Turn your phone off, take out the SIM card and place in a bag or bowl of rice for 48-72 hours. Check out video instructions here.



What else?

Hand mixer's version of detergent stain removal

For upholstery stain removal, make it frothy! Apartment Therapy says, “Fill a container with half dish detergent, half water, and use a hand mixer to whip it up. Use a rag to rub the froth into the spot, and then rinse with water.

Using a knife and a spoon, here’s how to peel your good for you kiwi fruit without any wasted. Check out the revealing video for instructions.

Want more? Read and discover more clever ideas to make your life easier.

A "Love" Lesson

For some of us finding that "one" true love is a battle.

Recently through the loss of a family member I was taught an important lesson in love.

Sometimes things in life come hard. Such is this lesson in love.

My Aunt & Uncle had been married for 57 yrs. He retired from the Navy and they started a new life in a small Midwest city. My Uncle was the type of person that you did not have to ask to do something for you, he just did it.

For the past 6 months he has been fighting cancer. He never gave up that hope of being. Even when the Dr's told him he had little time left he never once complained about anything. He took it all in stride knowing his time was soon ending.

My Uncle lost his battle July 3rd. He passed away at home just the way he wanted to. My Aunt holding him as he took his last breath.

For myself and all my family it was sad to see a man widdle down to nothing. Many a nite I asked God why, why he had to suffer so. I never got my answer, yet I did.

What my Aunt & Uncle had was a 50 plus year love story. They raised a daughter, they have many friends, traveled the country and done more then most ever will. They never stopped giving to eachother.

The lesson I learned in this is the simple fact that we all can have that great love & happiness in our lives. The one thing they did that most never do is talk. They talked about everything right up till he left us. His last words to my Aunt....."I love you"

Lets all love a little more...

How Big Time Savers Follow Up On Good Intentions To Save

Is one of your top ambitions is to save money? Well, you are not the only one and many folks just like yourself don't really know how to get started.

The fast track towards saving more as experts suggest is that we are more apt to meet personal money saving goals by breaking them into small, manageable steps. Start to bring your lunch to work, for instance, this can be a step towards reducing weekly food cost. Whether it is from earning more money or cutting back, declare how you plan to save to make it easier and take action on those small steps.


Experts asked how they manage to put so much money away and they often mention four strategies:

1: They slowly stared. Overcoming the initial idleness that stops many of us from saving can be the hardest step. That's why saving just a small amount to begin with can get you on the path toward bigger savings. Nikki McBride, a 30-something communications assistant in Los Angeles, couldn't afford to put away a big chunk of her salary when she was in her mid-20s, so she started saving 3%. A few months later, she raised it to 4%, then went to 5%, and she a last arrived at her goal of 10%. Today, her net worth is more than $80,000.

2: They read about financial and economic news. --Successful savers are in the habit to pay attention to financial news. It seems to help keep them generally aware of and savvy about money as well as teach them about basic principles of investing.

3: They save regularly, often using automated systems. Online banking makes this technique easy: Sign up for monthly transfers into a brokerage or savings account. You can also transfer funds directly from your paycheck. Do yourself a good deed by checking with your human resources department -- you might be able to set up an automatic savings account through your employer in addition to your automatic retirement savings.

4: They find saving contentious. Successful savers -- naturally feel more pleasure while stock piling money away rather than spending it, since they know they are building financial security and they can spend it at last someday. If you don't feel this way about saving, you can teach yourself to. Focus on how much financial security will benefit to you each time you add money to your savings accounts.
Internet Radio seems to be the thing of the future - currently you can listen to anything from News to Oldies!

A1B is fairly new to the net but with it comes years of experience in radio as well as working as a Professional and Reiki Healer.

We recently signed on Bill Bean who is known as America Most Haunter Man! To get a better understanding of what is was like to grow up in a house and be tormented day after day listen to this interview with Bill. Click here to listen.

If you are thinking of starting your or Station or just like to listen be sure to stop by A1B and check us out. Maybe you are looking for a place to spread the word about what you do either on the air live or through one of our advertising programs, either way we welcome you!

Be sure to check back here over the next days and weeks as I will share more about what I do as well as current and new shows on A1B.

Craig Eugene

Hit And Miss Kitchen Tips: This Can Mold and Get Slimy Faster

Don’t rinse produce before you’re going to eat it. Otherwise, it can mold and get slimy faster, eewww.

Okay, I'm all for saving money in the kitchen so I did some research on the subject and came across a site recommended "Just for Dummies" way to save money in the kitchen. So the tipster wanted to convey, share a list of suggestions to help cut cost of family meals and stress that every tip helps when you’re trying to save money in the kitchen. Some suggestions are practical, helpful and then others are....read them.

Keep lettuce fresh longer by rinsing and drying it thoroughly. Cool. Okay, she wants us to try to get all the excess air out of the bag we store it in, good. Lettuce keeps for as long as a week this way if it’s dry before you place it in the bag. Alright.

Now this one idk...Tipster recommend us save the bits and pieces of leftover pie crust in a zip-top bag in the freezer. Then when we have enough in the bag, we can make another pie crust or two from the thawed pieces. Really?

Another suggestion is that you, dear reader, use half the amount of meat called for in recipes. Add inexpensive vegetables or pasta to fill in for the missing meat. By now I'm thinking a school lunch lady is our beloved tipster.



Stretch ground beef. Stir in cut-up bread crusts, oatmeal, homemade breadcrumbs, cracker crumbs, or plain cereals. Our tipster thinks this a great way to use up stale crackers. So she is suggesting that we season fresh ground beef with tasteless stale crackers? Is it something to consider doing?

Please comment down below and share with the rest of us how you save money in your kitchen.

Showrooming Woes: $5 Per Person Fee For "Just Looking"

Is it really money loss for retailers because online shoppers use stores as 'showrooms' before buying items? Up to 20% of shoppers researched products in stores before purchases, a recent study says.

Fed up of feeling like an offline showroom for online buyers, a specialty food store in Australia institutes a $5 showrooming fee for shoppers.

Celiac Supplies, a Brisbane, Australia, store specializing in gluten-free groceries, has unveiled a shopping policy that has fired up the controversy around "showrooming," the act of checking out products in-person at a store and then going online to buy them for a lower price somewhere else.

Celiac Supplies posted a sign telling customers of a $5 fee for in-store browsing. The fee then would be deducted from the cost of any in-store purchase. As images of the store's sign spread on a social media site, so did consumer outrage.

On Celiac Supplies' Facebook page, the store responded to inquiries about the issue by saying, "I get some very sick people coming through the door and all occupy 20 to 30 minutes average of time. Like anyone else, I would like to get paid for my work. Only volunteers and people on community service work for nothing."

Are showrooming fees going to be a new trend? Some social media users mentioned knowing of clothing stores with showrooming fees, but no other signs along the lines of Celiac Supplies' have come to a head just yet. It seems to be a manifestation of the frustration store owners are feeling about the impact of online commerce.

Showrooming can be a serious problem for bricks-and-mortar businesses, but imagine the fallout if a store like Best Buy implemented a cover charge for checking out digital cameras!!

What do you think about the showrooming fee? Is it reasonable, or is there a better way to deal with the issue?

Before Buying, Mobile Shoppers Do This Mostly

They’re researching products, which opens an opportunity for retailers, online and offline.

Consumers who use their mobile phones when shopping are doing more than just comparing prices—they are accumulating more information on products and in the process sometimes using a retailer’s site or app, which allows retailers the opportunity to clinch a sale through mobile technology, finds a new study from mobile marketing and technology firm.


Save Thousands Grocery Shopping



The study reassures retailers that operate physical stores need not fear showrooming, where consumers in stores compare prices between retailers and later make a purchase online or through mobile commerce. Therefore, retailers armed with their own sites, apps and deals can convince shoppers to buy in-store.

There is not much of a gap between comparison shopping and gathering more information about a purchase.

While 54% of mobile shoppers have compared prices in-store, 51% have looked up a product review. Of the additional in-store activities the mobile shopper conducts, 45% have scanned a QR code or bar code for more information, 33% have researched a product on the store’s web site and 28% have used a retailer’s app in-store.


Mobile shoppers seem to be savvy shoppers....

76% of mobile shoppers use coupons at least half of the time while shopping; more than half have used mobile coupons, showing that relevant and timely offers play an important role.

The survey of 1,006 consumers who have used their mobile phones for shopping purposes—a group that represents more than 60% of smartphone owners—finds that one-third earns less than $50,000 a year, one-third makes $50,000 to $100,000 a year, and another third makes more than $100,000 a year. One-third of mobile shoppers are above the age of 45, the survey says. And nearly 70% of mobile shoppers do not have children in the household, the survey finds.

Retailers can expect consumers to do more research than ever before to make sure they get what they need, when they need it, at the price they want—with many using their mobile phones to do so. Therefore, it’s important for retailers to understand how and when consumers are using their phones in order to personalize each valuable interaction. And they need to connect with them beyond price.

No Sacrificing Our Morning Latte To Save 2 Bucks!

An easy way to save on credit card interest is not to pay interest at all. Just spend only what you can afford and pay it off in full each month and you will NEVER pay a cent of interest ever! And you still get all the rewards your credit card offers!

For shrinking your cell phone bill, I'd highly recommend going with a prepaid provider. I switched from Verizon, where my smartphone bill was over $90/month to Page Plus, where I can get the exact same services on the exact same network for only $30/month. I probably should feel guilty about how little I'm paying, but it does feel pretty nice to stick it to Verizon!

I spend a lot of money on tea, coffee, and snacks when I'm at school and generally anytime I'm out of the house. To save money I keep some tea bags in my purse and most places on campus, grocery stores and bodegas will give me free hot water. It doesn't work with coffee unless you pack instant (which I'm not a fan of). I try to keep snacks on hand, but that is hard too. The most I manage to do is pack a baggie of mixed nuts and dried fruit. Overall this saves me anywhere from 35-80 dollars a week.

Thanks for a really helpful and realistic article! I just moved and this was a good reminder to sign up for a library card so I can borrow ebooks.

Save on your smartphone - big carriers charge an arm and leg - sometimes two legs for smartphone service. Along comes Republic Wireless offering a $19 a month service plan for their smartphone - $19 for unlimited talking, text and data. The phone uses both Wi-Fi and cellular - we've already started saving big bucks.

Your Boss Dumped Your Wife, What?

Companies are dropping health coverage for spouses to cut costs.

Companies have a new solution to rising health-insurance costs: Break up their employees’ marriages.

By denying coverage to spouses, employers not only save the annual premiums, but also the new fees that went into effect as part of the Affordable Care Act. This year, companies have to pay $1 or $2 “per life” covered on their plans, a sum that jumps to $65 in 2014. And health law guidelines proposed recently mandate coverage of employees’ dependent children (up to age 26), but husbands and wives are optional. “The question about whether it’s obligatory to cover the family of the employee is being thought through more than ever before,” says Helen Darling, president of the National Business Group on Health. See: When your boss doesn’t trust your doctor

While surcharges for spousal coverage are more common, last year, 6% of large employers excluded spouses, up from 5% in 2010, as did 4% of huge companies with at least 20,000 employees, twice as many as in 2010, according to human resources firm Mercer. These “spousal carve-outs,” or “working spouse provisions,” generally prohibit only people who could get coverage through their own job from enrolling in their spouse’s plan.

Such exclusions barely existed three years ago, but experts expect an increasing number of employers to adopt them: “That’s the next step,” Darling says. HMS, a company that audits plans for employers, estimates that nearly a third of companies might have such policies now. Holdouts say they feel under pressure to follow suit. “We’re the last domino,” says Duke Bennett, mayor of Terre Haute, Ind., which is instituting a spousal carve-out for the city’s health plan, effective July 2013, after nearly all major employers in the area dropped spouses.

But when employers drop spouses, they often lose more than just the one individual, when couples choose instead to seek coverage together under the other partner’s employer. Terre Haute, which pays $6 million annually to insure nearly 1,200 people including employees and their family members, received more than 20 new plan members when a local university, bank and county government stopped insuring spouses, according to Bennett. “We have a great plan, so they want to be on ours. All we’re trying to do is level the playing field here,” he says.

While couples generally prefer to be on the same health plan, companies often find that spouses are more expensive to insure than their own employees. That’s because, say benefits experts, covered spouses tend to be women, who as a group not only spend more on health care, but also have more free time to go to the doctor if they don’t work.

Save 100's of Dollars Yearly Patrolling Your Refrigerator

Watch the waste. Studies estimate that Americans waste up to 40% of our food supply. If that's the case in your household, you could save hundreds of dollars a year just by patrolling your refrigerator, freezer and pantry each day so you can use stuff before it rots.

The average American family of four spends $727 a month on food -- but you can spend substantially less and still be healthy.



If you're newly broke, or trying to save money for other purposes like paying down debt, your grocery list is a great place to look for savings. Although food is the third-largest expenditure for most households, after housing and transportation, it's also one of the most flexible and can easily be trimmed on the fly. Here are some general principles to keep in mind:

Skip the processing. Steer away from foods with lots of additives, chemicals and packaging; they're often not as good for you, and they can drive up the cost of your groceries. Instead, opt for foods that are as close to their natural state as possible. That may mean you have to spend a little more time preparing your meals, but I've included helpful tips below on how to make that more convenient.

Demote meat. Beef, chicken, pork and fish often take a starring role in American meals, whereas in less-wealthy countries they're often supporting players or make only cameo appearances: Think bowls of rice or grain topped with lots of veggies and a few bits of meat or seafood. Or you can skip meat entirely for much cheaper protein sources, such as eggs or beans (a half cup of beans has as much protein as 3 ounces of steak).

Nuts, legumes, seeds and dairy products, including milk, cheese and yogurt, are other good sources of protein. Water-packed canned tuna and salmon, which you frequently can find on sale, can help you get the 8 to 12 ounces of seafood the USDA says you should have every week. The new "Healthy Plate" guidelines, which the USDA recently introduced to replace the old food pyramid, reflect these changes by replacing the old "meat and beans" category with "protein foods."

Promote veggies. The typical household should spend about 40% of its food budget on fruits and vegetables, Post said. Buying in-season produce on sale is one way to save while filling your plate. Also consider frozen or canned vegetables and fruit. Frozen produce is typically processed soon after harvest, which preserves more nutrients, but be careful with canned foods, because they can have too much salt and sugar. Opt for low-sodium versions and fruit packed in juice, not syrup, Post recommended. If you have a farmers' market nearby, consider shopping there, especially toward the end of the day when you may be able to negotiate deals on produce farmers would otherwise have to haul home.

Go for the grains. Wheat, rice, oats, cornmeal, barley and cereal grains are filling and fairly inexpensive, especially if you buy in bulk. Opt for whole grains, which offer more nutrients and fiber. Oatmeal makes a nutritious, satisfying breakfast for just pennies a serving, while brown rice can be served at any meal (it's pretty good heated up with milk and honey).

Imagine A Dripping Faucet Keeping You From Buying A Car

Can you imagine your air conditioner keeping you from buying a house? Can you imagine your cellphone costing you thousands of dollars in interest on a higher-rate mortgage?

"Impossible," you might say.

A leaky faucet can drown your credit

Credit agencies are increasingly interested in your complete financial profile, even utility payments. So a late phone bill could also impact your mortgage rate.

Those things are entirely possible, even probable. Here's why: Your credit reports are made up of information about you flooding into the credit reporting agencies. You probably already know about some of the information -- your home address, credit cards, payment histories and (possibly) bankruptcies. Yet many consumers are surprised to discover one piece of information they didn't know was being reported on their credit reports, even though this information can severely hurt their credit scores if they aren't careful.

Unpaid utility bills are now being reported consistently on credit reports. Your phone bill, power bill and water bill (and any other utility-related obligations you might have) could show up on your credit report, and therefore influence whether lenders will loan you money.

It might be tempting to skip a payment now and then or not pay on time, especially if money is tight and you need to direct those funds elsewhere. But it's important to pay your utility bills on time -- not only to keep your utility providers happy, but also to ensure that you keep your current and future lenders happy.

Here are some tips to help you handle your utility bills so they don't hurt your credit scores:

Watch your bills closely and mark on a calendar when they should be paid.

If you want to minimize the number of utility bills that could impact your credit, try to bundle services (for example, your telephone company may also be able to provide you with Internet services).

Keep the number of times you switch service providers to a minimum. you're your credit reports will be pulled each time you switch.

Ask your utility provider if you can get on a fixed average payment plan so your bill each month is a predictable amount. This will can help keep away an unpleasant surprises after a month of particularly high utility usage.

Not every utility reports payments, but I am seeing an increasing number of utilities that do report, so consumers who are smart about their credit should manage their utility bills in the same way they manage other credit-impacting accounts, including loans and credit cards.

Your Mom, Her Money and Alzheimer's

How one woman took over her mother's finances after she was diagnosed with the disease.

When I started noticing signs that my mom's memory was fading, I was too intimidated to tell her that I thought she might have dementia or Alzheimer's disease. So I called her primary-care physician and asked him to suggest during her next appointment that it would be a good idea for her to see a specialist to check for memory loss.

She took his advice and hankfully, one of her friends stepped in and took her to another doctor, who did diagnose her with Alzheimer's disease.

The diagnosis affirmed what I already knew -- that my mom's ability to handle financial tasks (as well as daily activities, such as cooking, bathing and dressing) would erode, possibly very quickly. As such, I told myself that I couldn't be afraid to step in and start helping her manage her finances. Here's how I did it:

I got power of attorney. After my mom was diagnosed with Alzheimer's, I knew I had to act quickly to get power of attorney to handle financial transactions for her. Without it, I wouldn't be able to access her accounts, sign checks for her or manage her money when she was no longer able to do so. And I couldn't wait until she didn't have the mental capacity to handle financial transactions before I secured this document. For a power of attorney to be valid, the person has to be competent when he or she signs it. Otherwise, you'll have to go to court, and a judge will have to deem your parent incompetent.

I used the diagnosis to start a conversation with my mom about the disease and how it meant her memory and ability to do things would only get worse. I told her that I wanted to be able to help her. To do so, I said we needed to meet with an attorney to draft all the necessary legal documents. She agreed.

My mom granted what's called a durable power of attorney to both my sister and me. It took effect immediately, and it will stay in effect even if she's declared incompetent. Another option is a so-called springing power of attorney, which will not take effect until your parent is deemed incompetent by a doctor. We opted against a springing POA because we were concerned that a doctor might be hesitant to sign anything that could lead to a legal dispute.

Once I had this document, I started contacting financial institutions at which my mom had accounts. Proof of power of attorney varied from institution to institution. Some simply took my word for it; others, such as her credit card company, wanted me to send the original document, but I insisted that I could send only a copy because my mother's attorney had instructed me never to send the original (which could be misused if it fell into the wrong hands). We went together to her bank, which required that she sign documents giving me power of attorney for her account there.

I started monitoring her accounts. My mother isn't tech savvy -- she doesn't even own a computer. And that worked to my advantage. I was able to set up online access to her accounts to monitor them, using passwords of my choosing. I wanted to take her checkbook away because she had been giving freely to almost every charitable organization that sent her a donation request. To do this, I suggested setting up automatic bill payments so that she wouldn't need paper checks, but she balked. Instead, I went through her mail every time I visited to weed out solicitations from organizations to which she had no ties. I wasn't able to take away her checkbook until two years after her diagnosis, when I moved her into my home.

I took away all but one of her credit cards. Experts I spoke with said that it was OK to be sneaky at times when dealing with people with Alzheimer's in order to protect them financially. That could mean going through a purse, finding a checkbook and copying down an account number so that you can monitor the account, or surreptitiously looking through files to get a better picture of a parent's finances. In my case, I pulled all but one of the credit cards out of my mom's wallet when she wasn't looking. For someone who could easily leave her purse behind without noticing, it was too much of a risk for her to carry all those cards.

Luckily, my mom didn't have a debit card. She simply used checks to get cash from her account. I left her with one credit card to pay for things when she didn't have cash on hand. This card was issued by her bank, and because I had set up online access to her bank accounts, I was able to monitor her use of it.

Once my mother moved in with me, it was much easier to take over her finances entirely. Even before that point, though, I was incredibly lucky because my mother was willing to let me help her. The few times she resisted my efforts, I simply backed off and tried again later or used a different approach. I've also been grateful that my sister and I have never had any arguments over how to manage my mom's money.

It's not always this easy for children to help parents with financial tasks, though. Some parents don't want to be told what to do by their kids; others are suspicious of their kids' motives.

Quick Way To Fatten Your Wallet

A little planning can fatten your wallet by preventing expensive impulse buys. You can even save on gas by being organized, because you won't need to make a second shopping trip to buy those forgotten items. Wait a minute, second shopping trip? I am talking about grocery shopping and here are 2 ways to cut the fat from your grocery bill. These ways can help you get a grip on tasty but often expensive cost of living.

It's the grocery cycle: You shop, you buy, you eat, then start over. But being prepared along with being vigilant on prices, coupons and brands can save big bucks.

1. Make a grocery list and check it twice!

2. Watch the price scanner: What can cost you additional dollars are mistakes on price scans that are common at the grocery store. A recent Consumer Reports survey found that 6% of respondents were overcharged at the grocery checkout, and no particular chain stood out as more or less accurate than the others. Watching while your grocery prices scan and verifying their accuracy at checkout can save you money and may even get you free food -- many grocery chains will give you the item for free if it scans at the wrong price, but it's up to you to spot the error.

3. Buy generic items over big brand names: It costs big bucks to market brand-name products, and you're paying for that expense when you buy a food item with a recognizable label. Save 10% to 50% on every shopping trip by switching your brand-name buys for generic items. Compare many generic items to the brand-name equivalent and you'll find that the brands are not necessarily better than their less-advertised alternatives.

4. Stop clipping the wrong coupons: Many coupons offer deals on highly packaged foods low in nutrition and high in unpronounceable ingredients so please take a good look at the grocery coupons you're clipping before getting excited about the deal. A better deal for your health in the long run is by skipping the coupons for bad buys and opting to pay a little bit more for whole foods.

5. Skip the cans, buy dried beans in bulk: Buying dried beans in bulk and soaking them overnight is a frugal way to add protein to your diet without paying for the high cost of meat. Besides, dried beans are extremely cheap and expand when soaked, so your family gets more meal for every dining dollar spent by forgoing the canned variety.

 Finding simple ways to cut your everyday food expenses takes a bit of practice, but the payoff can be huge!






The Truth About Your Dirty Laundry

Makers of laundry detergent are in the business of selling their product and selling as much of their product as they possibly can. They recommend that you use a certain amount of laundry detergent in each load. it's printed right there on the box or bottle.

That recommended amount is a maximum, not a minimum. Here's why:

Laundry detergent takes dirt off your clothes because dirt sticks to the detergent, and then the detergent is washed away in the rinse cycle. The more detergent you use, the more will be left behind after rinsing. If you use too much, then your clothes will be permeated with laundry detergent and the dirt that is stuck to it.

I sometimes rewash the clothes that my daughter-in-law has already washed because they still look dirty. I use no detergent at all. The machine fills with suds in the wash cycle, and then it rinses out all that built-up, dirty detergent in the rinse cycle.

So remember, in the case of laundry detergent, more is not better. #firstdayofschool

Back in the old days folks kept batteries for flashlights and for kids' toys at the holidays. Nowadays batteries are a mainstay for all our electronic devices so with this said many people keep a battery drawer at home. Batteries are not for the occasional buy any longer.


Let's separate fact from fiction when it come from getting the most power out your purchased batteries. It really depends on where you live when you need to keep your batteries in your fridge such as living in a hot weather climate or keep your batteries in a very hot storage place. Alkaline batteries lose capacity much quicker when stored at high temps. Then you might want to keep batteries in a cooler location like the fridge. However, most people can store batteries at room temperature.

Wise and old advice of taking batteries out of toys and devices to prevent corrosion is still true and dropping batteries on cement do not affect the energy of your batteries. Plus, do not worry about the date stamped on the side. If it passed the date, it is not super fresh but still usable. Don't throw them out until they actually run out.

When buying batteries do not get confused with the hyped up advertising labeling. Ultra Capacity, Long Life, Heavy Duty, that is ad copy writer trying to get you to buy their name brand. Buy whatever brand that works fr you.

Buy batteries in bulk is a smart buy. They last a long time sitting in the drawer, and you never know when the remote is going to go dead.